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Filing for debt relief under the bankruptcy code may help you keep your home or your vehicle, reduce your debt, consolidate your debts into an affordable payment, or even eliminate some debts completely. Bankruptcy can stop foreclosures, prevent repossessions, stop wage garnishments, and end creditor harassment.
If you want to find out about what bankruptcy can do for you or if you are seeking to initiate possible representation by The Law Office of Howard Tagg, we will need to obtain detailed information about your particular situation. Bankruptcy cases are different depending on the facts, and in order to properly assess your legal options you will be asked to provide several kinds of documentation to our office. Such information will only be used to evaluate and assess your particular situation and may also be used in order to prepare your case should you be eligible for bankruptcy.
What To Bring To Your Free Initial Consultation
You should bring the following documents to your first meeting with the attorney:
- A list of all creditors, including addresses, account/loan numbers, and the amounts and description of each debt. An original statement from the creditor is the best source for this information. If you do not have access to this information, you can obtain a free copy of your credit report from this web site by clicking on the following link www.annualcreditreport.com;
- For each secured debt, such as a car loan or home mortgage, a copy of the latest statement showing the balance due on the debt and a copy of any tax appraisal documents for each secured debt:
- Income tax returns for the last two years, including your W-2s;
- Copies of your last two paystubs or (if self-employed) bank records showing the amount and frequency of your income;
- Copies of any lawsuits or judgments, regardless of whether you are a plaintiff or defendant.
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