Millions of Americans today face difficult financial times. Total household debt is at or near record levels. A large share of credit card and home loan accounts are delinquent, and the nation's foreclosure rate is at an all-time high. After a decrease related to a new law enacted in late 2005, personal bankruptcies are on the rise again each month and expected to exceed one million cases in 2009.
In April 2005, President Bush signed the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) into law. The new law made the most important changes to the bankruptcy laws in a generation. Consumer cases were particularly affected by new requirements you must meet before you are eligible to file and receive a discharge from debts.
I represent clients in bankruptcy and debt collection litigation and I am committed to providing my clients with quality legal representation, compassionate care, and real debt relief. My practice has been built through strong, straightforward legal representation of consumers and small businesses and I can stop creditor harassment and help you obtain a fresh financial start. This website will introduce you to the different kinds of bankruptcy relief which are available and provide you with information to answer questions you may have before calling to schedule your free initial consultation.
| |
|
|
|
|
|
